000			01196nab a2200181 4500
008			170525b xxu||||| |||| 00| 0 eng d
100			_aAli, M S
245			_aAnnual Review Appraisal of Working Capital: A suggested framework
260			_a _b _c
300			_a24-32 p.
520			_aWorking Capital Facility (WCF) to a corporate or MSME borrower is sanctioned for a period of one year. Before the WCF expires, in terms of RBI guidelines, it is mandatory to carry out annual review exercise based on the past performance and future business plan. For this purpose, a borrower is expected to submit renewal papers comprising of audited balance sheet, profit and loss account of the Last Year (LY), Current Year (CY) estimates and actual and Next Year (NY) projections duly supported by some evidence such as orders in hand, etc. Renewal papers are expected to be submitted to a bank branch almost a month in advance.
650			_aWorking Capital
650			_aData Mining
650			_aBusiness Plan
700			_aKaveri, V S
773	0		_039895 _dMumbai Indian Banker Association _oS86302 _tIndian Banker ( IBA Bulletin as previously Known); iv(10) May 2017 _x2349-7483
942			_2ddc _c8
999			_c92268 _d92268