TY  - SER
AU  - Cho Seo-Young
TI  - Do We Still Need Them?
PY  - 0000///0
CY  - 
PB  - Jan 2009
KW  - IMF, World Bank
UR  - http://192.168.6.13/libsuite/mm_files/Articles/AR10619.pdf
ER  -