TY  - SER
AU  - Y Chandra Sekhar
TI  - Kelkar Report : The Simplification Agenda
PY  - 2003///
CY  - Chartered Financial Analyst
PB  - Feb
KW  - Kelkar Report
UR  - http://192.168.6.13/libsuite/mm_files/Articles/AR5038.pdf
ER  -