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Does Compulsive Buying Affect Credit Card Defaults?

By:

Alex Joji

Material type: Article

ArticleLanguage: ENG Series: ; 12Publication details: Oct - Dec 2008 0Edition: 4Description: 23-32 PpSubject(s):

Retailing, Compulsive Buying, Credit Card

DDC classification:

Online resources:

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Summary: Non-financial as well as financial factors force credit card customers into the unmanageable debt levels, leading to default. The research question is to ascertain the relative importance of the psychological and socio-cultural factors in categorising the credit card users as non-defaulters and defaulters. This study and its findings throw light into the non-financial factors to be looked into so as to increase the customer suitability in retail sale of a financial product like credit card. This can considerably reduce the risk of wrong selling of credit card and its offered services.

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Item type	Current library	Call number	Status	Date due	Barcode
Articles	Main Library	Ale (Browse shelf(Opens below))	Available		AR10381

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Previous	Alb Personal Selling Elasticities: A Meta-Analysis	Ale As Time Goes by : Do Cold Feet Follow Warm Intentions for Really New Versus Incrementally New Products?	Ale When You Shouldn't Go Global	Ale Does Compulsive Buying Affect Credit Card Defaults?	Ali Status of Women Labor Force in the Readymade Garments Industries : The Case in Bangladesh	Ali Economic Factors Contributing to Farmers' Adoption of Selected Ecological Agricultural Practices	All Business of Exhibitions	Next

Non-financial as well as financial factors force credit card customers into the unmanageable debt levels, leading to default. The research question is to ascertain the relative importance of the psychological and socio-cultural factors in categorising the credit card users as non-defaulters and defaulters. This study and its findings throw light into the non-financial factors to be looked into so as to increase the customer suitability in retail sale of a financial product like credit card. This can considerably reduce the risk of wrong selling of credit card and its offered services.

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